Human Trafficking Needs To Be Stopped - Free Essay Example

Universally as a whole there are very few people who advocate for human trafficking. Overall it as seen as a problem that needs to be stopped. So the counterarguments come from the justifications of traffickers themselves. Why they feel as if what theyre doing is in some way justifiable and society acceptable. The five justifications that Reyes Cazzies article The Mind of a Trafficker state are distortion, rationalization, social comparisons, blame shifting and dehumanization. Disorientation makes the trafficker feel as if what they are doing is okay. If they can somehow justify that the trafficking isnt trafficking at all then in their mind they are doing nothing wrong. (Reyes, 2016) For example in Japan the government needed a larger workforce so they brought in people from foreign countries and called it internships. Although this was legal often times some of these workers got trapped in debt and then forced to work for the rest of their lives because they owed money. (Reyes, 2016) The second justification is rationalization. That traffickers often feel like they are doing the victims a favor because they see themselves as lending a hand. They feel as if the victims would have no other way of obtaining work without them. (Reyes, 2016) Which in some cases is true that still doesnt make it okay to take advantage of someone because of their situation. Which leds to the third justification social comparisons. Using this comparison makes traffickers try and compare their victims situations and how they treat them to more harsh ones. (Reyes, 2016) They feel as if, if they dont treat the victims bad then arent apart of the issue so they arent the ones to blame which is the fourth justification. (Reyes, 2016) Lastly dehumazation is a justification for traffickers it makes it to where traffickers feel as if those they are trafficking are inferior to them and deserving of exploitation. (Reyes, 2016) Although these justifications are commonly used to make hu man trafficking acceptable, along with the fact that human trafficking is a major source of wealth. At the end of the day they are still stripping away the basic rights of a human being often through manipulation and there is no justification for that wrong is wrong.

2014 Five-year Top Performing Direct Plans Q4

Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared both one-year, three-year, five-year and ten-year performance tables. To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The lower the "percentile," the better the ranking. This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you. Here are our 529 performance rankings as of December 31, 2014 for Direct-sold 529 plans. Five-year performance ranking (click here for one-year performance table and three-year performance table, and ten-year performance table): Rank State Plan Percentile 1 Alaska University of Alaska College Savings Plan 27.66 2 New York New York's 529 College Savings Program -- Direct Plan 27.91 3 Maine NextGen College Investing Plan -- Client Direct Series 29.35 Enroll Now 4 Utah Utah Educational Savings Plan (UESP) 31.70 Plan Details 5 District of Columbia DC 529 College Savings Program (Direct-sold) 31.76 Enroll Now 6 Alaska T. Rowe Price College Savings Plan 31.88 7 Michigan Michigan Education Savings Program 32.82 Plan Details 8 Louisiana START Saving Program 34.33 Plan Details 9 Florida Florida 529 Savings Plan 35.56 Plan Details 10 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 37.88 Enroll Now 11 Colorado Direct Portfolio College Savings Plan 38.48 Enroll Now 12 Oklahoma Oklahoma College Savings Plan 39.79 Plan Details 13 Iowa College Savings Iowa 39.81 Enroll Now 14 Pennsylvania Pennsylvania 529 Investment Plan 40.19 Plan Details 15 Illinois Bright Start College Savings Program -- Direct-sold Plan 41.82 Enroll Now 16 Nevada The Vanguard 529 Savings Plan 42.36 Plan Details 17 Hawaii Hawaii's College Savings Program 42.56 Enroll Now 18 Virginia Virginia529 inVEST 44.04 Enroll Now 19 Vermont Vermont Higher Education Investment Plan 45.17 Plan Details 20 Ohio Ohio CollegeAdvantage 529 Savings Plan 45.57 Enroll Now 21 Maryland College Savings Plans of Maryland -- College Investment Plan 45.87 Plan Details 22 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 47.00 23 New Jersey NJBEST 529 College Savings Plan 47.31 24 West Virginia SMART529 WV Direct College Savings Plan 48.30 Plan Details 25 Indiana CollegeChoice 529 Direct Savings Plan 48.66 Enroll Now 26 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 49.03 Plan Details 27 New Mexico The Education Plan's College Savings Program 50.10 Enroll Now 28 Kentucky Kentucky Education Savings Plan Trust 52.52 Plan Details 29 North Dakota College SAVE 55.46 Enroll Now 30 Arkansas GIFT College Investing Plan 56.50 Plan Details 31 South Dakota CollegeAccess 529 (Direct-sold) 57.09 Plan Details 32 Massachusetts U.Fund College Investing Plan 57.15 Enroll Now 33 New Hampshire UNIQUE College Investing Plan 57.39 Enroll Now 34 Arizona Fidelity Arizona College Savings Plan 57.44 Enroll Now 35 Delaware Delaware College Investment Plan 57.46 Enroll Now 36 Idaho Idaho College Savings Program (IDeal) 57.51 Enroll Now 37 West Virginia SMART529 Select 57.72 Plan Details 38 Kansas Schwab 529 College Savings Plan 59.83 Plan Details 39 Connecticut Connecticut Higher Education Trust (CHET) 59.88 Plan Details 40 Nevada USAA 529 College Savings Plan 63.02 Plan Details 41 Texas Texas College Savings Plan 66.57 Enroll Now 42 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 66.68 Enroll Now - Alabama CollegeCounts 529 Fund NA Enroll Now - California The ScholarShare College Savings Plan NA Plan Details - Georgia Path2College 529 Plan NA Enroll Now - Minnesota Minnesota College Savings Plan NA Plan Details - Mississippi Mississippi Affordable College Savings (MACS) Program NA Plan Details - Montana Montana Family Education Savings Program -- Investment Plan NA Plan Details - Nebraska Nebraska Education Savings Trust - Direct College Savings Plan NA Enroll Now - Nebraska TD Ameritrade 529 College Savings Plan NA Plan Details - Nevada SSgA Upromise 529 Plan NA Plan Details - North Carolina National College Savings Program NA Enroll Now - Oregon Oregon College Savings Plan NA Plan Details - Tennessee TNStars College Savings 529 Program NA Plan Details - Wisconsin Edvest NA Plan Details NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model. The Savingforcollege.com plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories. The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan. Brokers, please note: For internal use only and not for use with or to be shown to the investing public. Disclaimer: Saving For College, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures. For broker-sold plan rankings, click here. Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared both one-year, three-year, five-year and ten-year performance tables. To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The lower the "percentile," the better the ranking. This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you. Here are our 529 performance rankings as of December 31, 2014 for Direct-sold 529 plans. Five-year performance ranking (click here for one-year performance table and three-year performance table, and ten-year performance table): Rank State Plan Percentile 1 Alaska University of Alaska College Savings Plan 27.66 2 New York New York's 529 College Savings Program -- Direct Plan 27.91 3 Maine NextGen College Investing Plan -- Client Direct Series 29.35 Enroll Now 4 Utah Utah Educational Savings Plan (UESP) 31.70 Plan Details 5 District of Columbia DC 529 College Savings Program (Direct-sold) 31.76 Enroll Now 6 Alaska T. Rowe Price College Savings Plan 31.88 7 Michigan Michigan Education Savings Program 32.82 Plan Details 8 Louisiana START Saving Program 34.33 Plan Details 9 Florida Florida 529 Savings Plan 35.56 Plan Details 10 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 37.88 Enroll Now 11 Colorado Direct Portfolio College Savings Plan 38.48 Enroll Now 12 Oklahoma Oklahoma College Savings Plan 39.79 Plan Details 13 Iowa College Savings Iowa 39.81 Enroll Now 14 Pennsylvania Pennsylvania 529 Investment Plan 40.19 Plan Details 15 Illinois Bright Start College Savings Program -- Direct-sold Plan 41.82 Enroll Now 16 Nevada The Vanguard 529 Savings Plan 42.36 Plan Details 17 Hawaii Hawaii's College Savings Program 42.56 Enroll Now 18 Virginia Virginia529 inVEST 44.04 Enroll Now 19 Vermont Vermont Higher Education Investment Plan 45.17 Plan Details 20 Ohio Ohio CollegeAdvantage 529 Savings Plan 45.57 Enroll Now 21 Maryland College Savings Plans of Maryland -- College Investment Plan 45.87 Plan Details 22 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 47.00 23 New Jersey NJBEST 529 College Savings Plan 47.31 24 West Virginia SMART529 WV Direct College Savings Plan 48.30 Plan Details 25 Indiana CollegeChoice 529 Direct Savings Plan 48.66 Enroll Now 26 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 49.03 Plan Details 27 New Mexico The Education Plan's College Savings Program 50.10 Enroll Now 28 Kentucky Kentucky Education Savings Plan Trust 52.52 Plan Details 29 North Dakota College SAVE 55.46 Enroll Now 30 Arkansas GIFT College Investing Plan 56.50 Plan Details 31 South Dakota CollegeAccess 529 (Direct-sold) 57.09 Plan Details 32 Massachusetts U.Fund College Investing Plan 57.15 Enroll Now 33 New Hampshire UNIQUE College Investing Plan 57.39 Enroll Now 34 Arizona Fidelity Arizona College Savings Plan 57.44 Enroll Now 35 Delaware Delaware College Investment Plan 57.46 Enroll Now 36 Idaho Idaho College Savings Program (IDeal) 57.51 Enroll Now 37 West Virginia SMART529 Select 57.72 Plan Details 38 Kansas Schwab 529 College Savings Plan 59.83 Plan Details 39 Connecticut Connecticut Higher Education Trust (CHET) 59.88 Plan Details 40 Nevada USAA 529 College Savings Plan 63.02 Plan Details 41 Texas Texas College Savings Plan 66.57 Enroll Now 42 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 66.68 Enroll Now - Alabama CollegeCounts 529 Fund NA Enroll Now - California The ScholarShare College Savings Plan NA Plan Details - Georgia Path2College 529 Plan NA Enroll Now - Minnesota Minnesota College Savings Plan NA Plan Details - Mississippi Mississippi Affordable College Savings (MACS) Program NA Plan Details - Montana Montana Family Education Savings Program -- Investment Plan NA Plan Details - Nebraska Nebraska Education Savings Trust - Direct College Savings Plan NA Enroll Now - Nebraska TD Ameritrade 529 College Savings Plan NA Plan Details - Nevada SSgA Upromise 529 Plan NA Plan Details - North Carolina National College Savings Program NA Enroll Now - Oregon Oregon College Savings Plan NA Plan Details - Tennessee TNStars College Savings 529 Program NA Plan Details - Wisconsin Edvest NA Plan Details NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model. The Savingforcollege.com plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories. The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan. Brokers, please note: For internal use only and not for use with or to be shown to the investing public. Disclaimer: Saving For College, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures. For broker-sold plan rankings, click here.